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Leasing FAQs
Answers to the most common questions about business purchase lease agreements.

Lease Question:  How much can you finance in a lease?

Expert Answer: Typically, our lenders offer the greatest selection of lease options and terms for purchases ranging from $10,000 to $1,000,000.


Lease Question: What lease options and terms are available for our organization?

Expert Answer: Leases can be structured to include:
-  One dollar purchase option (which is essentially a purchase)
-  Ten percent purchase option
-  Fair Market Value purchase option (often treated as deductible expense payments).

The best for you can be determined after a brief conversation. Contact us today to explore your options. You are welcome to have your CPA or accountant to contact us to explore possible benefits to select the right lease agreement for your organization.

Lease Question: How long is a typical lease?

Expert Answer: Standard terms are from 2 to 5 years.

We do offer extended terms on certain durable equipment and some vehicles.


Lease Question: How long does it take to get a lease approved?

Expert Answer: We typically can provide an answer the very same day you apply, depending on what time you submit your online application.


Lease Question: What types of equipment can you offer lease financing for?

Expert Answer: Regional Finance and Leasing offers lease financing for almost any kind of business or professional equipment, trucks, vehicles or fleets. We manage the entire invoice including options, software, installation costs, even training. Your business equipment and vehicles can be purchased from any reputable vendor that you specify.
Lease Question: What about equipment obsolescence?

Expert Answer: This is a common question given the speed that technology changes most business equipment. Upgrading and/or adding on equipment options are available for lease purchases by either ammending your original lease or by structuring a new lease at the time of purchase.

Regional Finance and Leasing takes pride in our history of financing thousands of business purchases through leases. We welcome the opportunity to help you and your company take advantage of this highly attractive alternative to outright purchase or bank loans.

Call us today if we can answer any other leasing questions you may have!
(800) 483-6401